WEARENOTTHEBBANKS.com

We do mortgages – purchases and refinances.  As a direct lender, we provide the best rates and products tailored to each client’s individual situation and needs.  We don’t adhere to ‘banker’s hours’ – nor do we cloud our focus with checking or savings accounts.  Our target is clear and concise:  provide excellent products and service to our clients by doing things out of the banks’ norm, specifically answering after hour calls, driving to you to meet and discuss your options face to face at a time and place that fits into your busy schedule, and we attend our closings to ensure a smooth transaction with no surprises.

Our Staff

Unlike the banks, you are working with licensed mortgage professionals.

All our loan originators are state and nationally licensed and compliant with all NMLS guidelines.  We are professional, knowledgeable, courteous, personable, and friendly – and most importantly, when you call us; we are the ones who answer.

Underwriting is performed in-house to help ensure prompt turn times and quick closings.

The time it takes to close a loan averages less than three weeks.

Considering purchasing a home or refinancing

There is a reason why so many of our past clients continually refer their friends, family, and business colleagues to us.  Working with us, you will receive the following benefits:
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  • We are a direct lender, not a broker
  • In-house underwriting
  • The most competitive rates and fees
  • Knowledgeable and personable staff ready to help
  • Quick closing times

For a quick pre-qualification, click on the short application above.

“… Brad was able to secure a loan for me when three other banks had told me no. …”   Dennyse M.

Are you a Realtor? 

Our realtors love to refer their clients to us for numerous reasons.  First, we are available after hours and weekends to help you pre-qualify your clients at a time that works for them.  We work directly with you and treat your clients as our own.  Our loan officers are in constant contact with the realtor every step of the loan process.  When we provide a pre-qualification for your clients, it is more than a piece of paper.  We go beyond simply pulling a credit report – we consider the whole financial make-up of the borrower as well as taking into account potential future endeavors.  We have great respect for the time, expense, and energy each realtor puts forth in helping their clients find their dream home.  If we provide a pre-qualification, we expect the loan to close.  Call Brad Siebert (407) 636-9808 or email dlodrick@themortgagefirm.com​ to refer a client or to ask any questions.

“… Brad is always there when I need him and he is at the closing to make sure what was promised in the beginning was delivered in the end …”  Steve W. (LaRosa Realty)

Call Brad Siebert direct, anytime (407) 636-9808